Renovating a home in Singapore is a dream for many, but for contractors, it's a juggling act of design, budget, and strict HDB (Housing & Development Board) regulations. Whether you are an ID (Interior Designer) or a main contractor, clear communication prevents misunderstandings, delays, and costly rework. This guide focuses on explaining technical terms, HDB permits, and defect rectification in simple English.
The Golden Rule: "Permit First, Hack Later." Always explain to clients why certain things cannot be done due to HDB rules (e.g., hacking structural walls).
1. The Initial Consultation & Quotation
Understanding the client's vision and budget.
Asking the Right Questions
- "Is this a BTO (Build-To-Order) or Resale flat?"
- "Do you want to keep the existing floor tiles or overlay them?"
- "What is your budget for renovation? Excluding furniture and appliances."
- "Do you need a wet and dry kitchen concept?"
Explaining the Quote (VO - Variation Order)
Hidden costs are the #1 complaint. Be upfront.
- "The quote includes labour and material. But electrical works are charged separately based on actual points."
- "If you change the tiles halfway, there will be a VO (Variation Order) charge."
- "Haulage and debris removal fees are included."
2. HDB Rules & Permits (The "Can or Cannot")
You must be the expert on what HDB allows.
Structural Walls vs. Non-Structural

Client: "I want to hack this wall to make the living room bigger."
Contractor: "Let me check the floor plan. Ah, this is a thick black line. It is a structural wall (load-bearing). HDB will strictly not approve hacking this."
Client: "What about this one?"
Contractor: "This thin line is a non-structural wall. We can hack this, but we need to apply for a permit first. It takes about 3-5 days."
Bomb Shelter (Household Shelter)
- "You cannot hack or drill into the bomb shelter walls/door. It is illegal."
- "We can conceal the door with a carpentry feature wall, but the ventilation plate must remain open."
Window Safety
- "For HDB, we must use a BCA-approved window contractor."
- "You cannot change the window facade (color/design) to match the condo look. It must follow the estate guidelines."
3. Materials & Finishes Vocabulary
Clients get confused by jargon. Explain simply.
Vinyl Flooring: "Water-resistant, cheaper than tiles, softer to walk on. Good for bedrooms."
Homogeneous Tiles: "Hard, durable, consistent color. Good for living room and heavy traffic."
Quartz Top: "Engineered stone. Stain-resistant, scratch-resistant. Better than granite or marble for kitchens."
Laminate: "The skin for carpentry. There are thousands of colors and textures."
Solid Plywood: "We use solid plywood for cabinets, not chipboard. It lasts longer in Singapore's humidity."
False Ceiling: "To hide the electrical wires and aircon piping. You can add cove lighting for ambiance."
4. The Renovation Process (Timeline)
Managing expectations is key.
Typical Schedule
- Hacking: "Hacking is noisy and dusty. We will inform the neighbors. It takes 3-5 days."
- Masonry / Tiling: "After hacking, we do the wet works. Waterproofing the toilet is crucial."
- Electrical / Plumbing: "First fix (running wires/pipes). Second fix (installing lights/taps) comes later."
- Carpentry: "Fabrication takes 2 weeks in the factory. Installation on site takes 3 days."
- Painting & Cleaning: "Chemical wash and final touch-up."
5. Defect Rectification & Handover
The final hurdle. Don't fight the client; fix the issue.
- "We will do a joint inspection together."
- "Please use blue tape to mark any defects (scratches, uneven paint)."
- "The grout lines are a bit uneven. I will ask the tiler to touch up."
- "The drawer is sticky. I will adjust the hinges / runners."
- "Here is the warranty for the workmanship (usually 1 year)."
6. Dealing with Disputes
If the client is angry about delays.
- "I understand you are frustrated about the delay. But the tiles you chose are out of stock. We are waiting for the shipment."
- "We can rush, but quality might suffer. I recommend we stick to the schedule for better workmanship."
7. Useful Action Verbs
- Conceal: Hide (wires/pipes).
- Overlay: Tile over existing tiles.
- Fabricate: Make (carpentry).
- Install: Put in place.
- Hack: Demolish.
- Rectify: Fix/Repair.
8. Conclusion
A good contractor isn't just a builder; he is a problem solver. By explaining the "why" behind HDB rules and guiding clients through material choices in clear English, you build trust. And in this industry, word-of-mouth is everything.